Monday, April 27, 2009

Interest Rates

FHA (Loan Limits - SL $417,000, Davis $389,850, Utah $271,050)
30 yr. fixed - 4.500 % APR 5.000%
15 yr. Fixed - 4.375% APR 5.125%


CONVENTIONAL ( Loan amounts up to $417,000)
30 yr. Fixed – 4.750% APR 4.970%
15 yr. Fixed – 4.375% APR 4.595%

UTAH HOUSING
30 yr. Fixed - 6.125% APR 6. 625%

RURAL HOUSING
30 yr. Fixed – 4.875% APR 5.375% with .250% discount

1153 Home Run Grants ($6,000) remaining.



**Rates are subject to change with market and loan size.
**Rates are subject to credit qualifying and down payment.
**Rates are based on a 30 day lock period.
**Rates are based on a 740 FICO for Conventional Loans
**Rates are based on a 620 FICO for FHA Loans

Info provided by Graystone Mortgage, LLC