Daily Interest Rates

CONVENTIONAL ( Loan amounts up to $417,000)

30 yr. Fixed – 4.750% APR 4.970% with .125% discount

15 yr. Fixed – 4.375% APR 4.595%



JUMBO (Loan amounts above $417,000)

30 yr. Fixed – 4.875% APR 5.095% (to $625,500 10% down) SL, Tooele, Summit Counties)

30 yr. Fixed – 6.000% APR 6.220% (to $700,000 20% down)

30 yr. Fixed - 6.250% APR 6.470% (to $850,000 25% down)



THERE ARE BIG VARIACES IN JUMBO PROGRAMS AND RATES.

CALL ME TO DISCUSS YOUR SCENARIO.





FHA (Loan Limits - SL $417,000, Davis $389,850, Utah $271,050)

30 yr. fixed – 4.750% APR 5.250%

15 yr. Fixed - 4.250% APR 4.750%



FHA JUMBO (above $417,000 to max limit – SL, Tooele, Summit Co)

30 yr. Fixed – 4.870% APR 5.375% with 660+ FICO



UTAH HOUSING

30 yr. Fixed - 6.250% APR 6. 750%



RURAL HOUSING

30 yr. Fixed – 4.875% APR 5.250%



650 Home Run Grants remaining.




**Rates are subject to change with market and loan size.

**Rates are subject to credit qualifying and down payment.

**Rates are based on a 30 day lock period.

**Rates are based on a 740 FICO for Conventional Loans

**Rates are based on a 620/660/740 FICO for FHA Loans