Interest Rates

CONVENTIONAL ( Loan amounts up to $417,000)
30 yr. Fixed – 4.750% APR 4.970%
15 yr. Fixed – 4.375 APR 4.595%

JUMBO (Loan amounts above $417,000)
30 yr. Fixed – 4.875% APR 5.095% (to $625,500 10% down) SL, Tooele, Summit Counties)
30 yr. Fixed – 6.000% APR 6.220% (to $700,000 20% down)
30 yr. Fixed - 6.250% APR 6.470% (to $850,000 25% down)


FHA (Loan Limits - SL $417,000, Davis $389,850, Utah $271,050)
30 yr. fixed - 4.500 % APR 5.000%
15 yr. Fixed - 4.250% APR 4.750%

FHA JUMBO (above $417,000 to max limit – SL, Tooele, Summit Co)
30 yr. Fixed – 4.750% APR 5.250%

UTAH HOUSING
30 yr. Fixed - 6.125% APR 6. 625%

RURAL HOUSING
30 yr. Fixed – 4.875% APR 5.375%

839 Home Run Grants remaining.


**Rates are subject to change with market and loan size.
**Rates are subject to credit qualifying and down payment.
**Rates are based on a 30 day lock period.
**Rates are based on a 740 FICO for Conventional Loans
**Rates are based on a 620 FICO for FHA Loans

Information provided by Graystone Mortgage