Interest Rates

CONVENTIONAL ( Loan amounts up to $417,000)
30 yr. Fixed – 4.750% APR 4.970%
15 yr. Fixed – 4.500% APR 4.720%

JUMBO (Loan amounts above $417,000)
30 yr. Fixed – 4.875% APR 5.095% (to $625,500 10% down) SL, Tooele, Summit Counties) with .25% discount
30 yr. Fixed – 6.000% APR 6.220% (to $700,000 20% down)
30 yr. Fixed - 6.250% APR 6.470% (to $850,000 25% down)


FHA (Loan Limits - SL $417,000, Davis $389,850, Utah $271,050)
30 yr. fixed - 4.750% APR 5.250%
15 yr. Fixed - 4.375% APR 4.875%

FHA JUMBO (above $417,000 to max limit – SL, Tooele, Summit Co)
30 yr. Fixed – 4.875% APR 5.375% with 660+ FICO

UTAH HOUSING
30 yr. Fixed - 6.250% APR 6. 750%

RURAL HOUSING
30 yr. Fixed – 4.875% APR 5.375% with .125% discount

799 Home Run Grants remaining.


**Rates are subject to change with market and loan size.
**Rates are subject to credit qualifying and down payment.
**Rates are based on a 30 day lock period.
**Rates are based on a 740 FICO for Conventional Loans
**Rates are based on a 620/660/740 FICO for FHA Loans

Info provided by Graystone Mortgage