Interest Rates

CONVENTIONAL ( Loan amounts up to $417,000)
30 yr. Fixed – 5.375% APR 5.595%
15 yr. Fixed – 4.875% APR 5.095%

JUMBO (Loan amounts above $417,000)
30 yr. Fixed – 5.625% APR 6.095% (to $625,500 10% down) SL, Tooele, Summit Counties)
30 yr. Fixed – 6.125% APR 6.345% (to $700,000 20% down)
30 yr. Fixed - 6.375% APR 6.595% (to $850,000 25% down)

THERE ARE BIG VARIACES IN JUMBO PROGRAMS AND RATES.
CALL ME TO DISCUSS YOUR SCENARIO.


FHA (Loan Limits - SL $417,000, Davis $389,850, Utah $271,050)
30 yr. fixed - 5.375% APR 5.500%
30 yr. fixed – 5.250% APR 5.500% with 740+ FICO
15 yr. Fixed - 4.500% APR 5.000%

FHA JUMBO (above $417,000 to max limit – SL, Tooele, Summit Co)
30 yr. Fixed – 5.500% APR 6.000% with 660+ FICO

UTAH HOUSING
30 yr. Fixed - 5.350% APR 5.850% (Rates announced Friday afternoons)

RURAL HOUSING
30 yr. Fixed - 5.500% APR 6.000%


0 Home Run Grants remaining. *****


**Rates are subject to change with market and loan size.
**Rates are subject to credit qualifying and down payment.
**Rates are based on a 30 day lock period.
**Rates are based on a 740 FICO for Conventional Loans
**Rates are based on a 620/660/740 FICO for FHA Loans

Info provided by Graystone Mortgage